PAYDAY 3 Review (Steam)

For this PAYDAY 3 Review, we step out of retirement back into the life of crime in the shoes of the Payday Gang, the envy of their peers, and the nightmare of law enforcement wherever they go. Several years after the crew’s reign of terror over Washington DC has ended, they assemble once again to deal with the threat that roused them out of early retirement.

PAYDAY 3 Review Pros:

  • Fantastic graphics.
  • 46.05GB Download size.
  • Steam Achievements.
  • Graphics settings – window mode, resolution, framerate limit, v-sync, field of view slider, brightness, contrast, motion blur, depth of field, anti-aliasing, NVIDIA DLSS SR, view distance, shadows, post-processing, textures, effects, and foliage.
  • User interface settings – subtitles, subtitles text size slider, fps count, reticle, reticle editor (bar width/bar length/dot size/min Crosshair scale/max Crosshair scale), hit indicators, and indicator scale slider.
  • Full controller support.
  • Two controller presets. (default/Legacy)
  • Colorblind support.
  • Keyboard players can rebind the buttons.
  • Cross-play support that can be turned on and off.
  • Optional tutorial setup.
  • Invert axis and sensitivity sliders for both the controller and the mouse.
  • In-game chat can be turned on and off.
  • First-person shooter gameplay.
  • Challenges give infamy that is used for vendor items, and awards for skill points.
  • The challenges are split into heist, career, and combat.
  • Vendors sell – weapons, masks, and suits/clothing.
  • Loadout slots – primary, secondary, deployable, overkill weapon, armor lining, throwable, tool, and skills.
  • Appearance slots – character, masks, suits, and gloves.
  • Six base characters – Wolf, Joy, Dallas, Chains, Pearl, and Hoxton.
  • You set your preferred characters for multiplayer online.
  • Full friends list integration with an invite system.
  • Cutscenes are a mix of still art, FMV, and in-game interactions.
  • Every level can be played in multiplayer.
  • Lobby options – public, friends only, and invite only.
  • Four difficulties – normal, hard, very hard, and overkill. This affects Ai’s difficulty, and money earned and may add modifiers.
  • The shooting feels a lot better with improved feedback and feel.
  • You can give orders to your Ai teammates and they will revive you.
  • All new cop types.
  • Call in heavy-duty overkill weapons.
  • The main mission and any triggered optional missions will show at all times.
  • Everything you do earns EXP and you level up to get new gear.
  • You get exp and cash even if you fail or quit out of a heist.
  • Every heist randomizes the locations of key items and where you need to go.
  • Heists can be done in so many different ways.
  • Environmental hazards can be triggered like fire extinguishers, sprinklers and so much more.
  • Cool flyover of the heist beforehand.
  • Earn exp for every weapon you use to upgrade the gun.
  • You can mark enemies.
  • Gets very addictive.
  • For me, it feels more like PayDay 1 rather than PayDay 2.
  • Every game with random is different and usually a huge learning curve.
  • A full 3D world with 360-degree camera control.
  • Infinitely replayable for many reasons from leveling up to upgrading guns to getting more loot.
  • When someone in your team puts their mask on it’s just the, not the whole team so you can stay in stealth.
  • As you complete heists you get new story cutscenes.
  • All the heists are unlocked from the get-go and you are just unlocking the story.
  • Guns can be customized with charms, patterns, colors, and stickers.
  • Upgrading your gun affects stats and things like grip, attachments, mods, etc.
  • Full 3D models for each item/weapon.
  • Play and proceed in the game how you want.
  • Earn skill points and put them into the massive skill tree for new passives and upgrades.
  • 17 classes to unlock and use that change your passives and abilities – CQC specialist, Strategist, tactician, hacker, Grifter, Gunslinger, Engineer, Manipulator, Enforcer, Demolitionist, Escapist, Sharpshooter, Tank, Infiltrator, Mower, ammo specialist, and medic.
  • If players drop out they get replaced with bots.
  • Each class has its own set of upgrades in the tree.
  • Three main passives kick in depending on your class, load out, etc. – Edge (10% extra damage), Grit (take 10% less damage), and Rush (faster movement).
  • Eight total heists.
  • Streamlined simple to use mission select screen.
  • No in-app purchases at launch.
  • Enemies can drop ammo.

PAYDAY 3 Review Cons:

  • Immediately greeted with a signup/sign-in to the Starbreeze system.
  • The game is having major matchmaking issues. (Has improved somewhat)
  • You cannot have two players the same in a group.
  • You are still subject to a long matchmaking time even in friends-only and invite-only lobbies.
  • No designated offline/solo mode.
  • Getting disconnected errors when playing solo or when matchmaking.
  • The mouse cursor stays on the screen even when using the controller.
  • Went in a few times set to invite only and got matched with random.
  • The tutorial is fine but still goes on the philosophy that you already know what you are doing.
  • Always online requirement.
  • No pause.
  • The guns don’t feel that different.
  • Have had the AI cops just storming a room and then standing in the corner with their back to me.
  • It’s all aimed at returning players and is not new player-friendly.
  • There is no way to mute individual players or check the audio settings when in the lobby.
  • Only eight heists at launch.
  • A lot of grinding is needed to unlock the better weapons and masks.
  • It is possible for Rogue random players to troll and ruin games.
  • Rank doesn’t equal skill and instead represents time played.
  • When you finish a heist it just ends and kicks you back to the menu, no way to stay as a team or give feedback.

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Official website.

Developer: Starbreeze Entertainment

Publisher: Deep Silver

Store Links –


  • 8/10
    Graphics - 8/10
  • 8/10
    Sound - 8/10
  • 7/10
    Accessibility - 7/10
  • 8/10
    Length - 8/10
  • 9/10
    Fun Factor - 9/10


Payday 3 offers an immersive first-person shooter experience with a variety of challenges that award infamy, used for purchasing items from vendors and earning skill points. The game features a comprehensive loadout system, six base characters, and full friends list integration. It also boasts of an engaging multiplayer mode with various lobby options and four difficulty levels. The shooting mechanics have been significantly improved, providing more satisfying feedback.

The game also introduces new cop types and heavy-duty overkill weapons. The main mission and any triggered optional missions are displayed at all times, and every action earns EXP, contributing to the player’s level-up and gear acquisition. The game also features a full 3D world with 360-degree camera control, making it infinitely replayable.

However, the game does have some drawbacks. There are major matchmaking issues, no designated offline/solo mode, no pause feature, and an always-online requirement. Additionally, the tutorial assumes prior knowledge of the game, making it less friendly for new players. Despite these issues, Payday 3 is a highly addictive game that will appeal to both returning players and newcomers alike. For me, it’s more of the same and not huge on innovation but more on polishing up what they already have. I like the new progression system but I know it deviates a lot from previous attempts. Overall it’s a good Payday and it has potential.

Jim Smale

Gaming since the Atari 2600, I enjoy the weirdness in games counting Densha De Go and RC De Go as my favourite titles of all time. I prefer gaming of old where buying games from a shop was a thing, Being social in person was a thing. Join me as I attempt to adapt to this new digital age!